About Us

Frederick (Freddie) Creutzer V
Vice President | Registered Representative

Call: (410) 879-3888
fcreutzer5@creutzerfinancial.com

Freddie Creutzer V joined the financial services industry and family business in 2016 after graduating from the University of Maryland, College Park, where he earned his bachelor’s degree in economics. He holds licenses in life and health insurance in multiple states as well as his Series 6 (Investment Company and Variable Contracts Representative), Series 63 (Uniform Securities Agent State Law) and Series 65 (Uniform Registered Investment Adviser Law) securities registrations.

For over a decade, Freddie has been working side-by-side with his father and president of Creutzer Financial Services, Frederick Creutzer IV.

“What drew me to this work is the mix of the analytical side of numbers and economics combined with the human side of helping people feel confident about decisions that shape the rest of their lives. It feels great to join the family business and be the third Fred Creutzer to join this profession.”

“I tell people we are a true family firm serving Maryland clients since 1989, and that what sets us apart is the depth of experience under one roof. With CPA and attorneys on our extended team and network, financial advice, tax planning, estate planning, and investment strategy stay coordinated in one place. In addition to bringing together a network of subject matter experts, I want people to understand that they are much more than just clients to us; they feel like family and we are committed to their goals and their success.”

As a licensed advisor and registered representative, Freddie’s main mission in his financial practice is to help the average person create wealth and income for their lifetime and for their families. As vice president of Creutzer Financial Services, LLC, he strives to help investors grow their financial assets through prudent planning and careful selection of investment options aligned with their individual risk tolerance.

Freddie says, “I focus on helping retirees make the most of their benefits, and I work with individuals and families across Maryland and many other states to do so. I also specialize in helping federal employees with their FERS, TSP, and Social Security, alongside building retirement income strategies for families.”

“I feel I can best help by turning complicated financial rules into a clear, actionable plan that each client can understand. In other words, putting their personal puzzle pieces together. What I most love about my job is seeing something overwhelming finally click, so that my clients can move forward with confidence because it makes sense to them. I want to help them build memories with all the money, hard work, and sacrifices they’ve made to build wealth for their family. I want to help every client retire with clarity and confidence, with no important detail overlooked,” Freddie says.

Freddie got married in August of 2026. He loves spending time with his wife and family, and in his free time, he also enjoys cooking, strength training, reading fantasy and sci fi, and almost all sports, “especially our Ravens and Orioles.”

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Fred IV was born in Baltimore and still lives in Harford County in Forest Hill, Maryland. He has been married since 1987 to his wife, Cindi, and the couple has three grown children, Freddie (Fred V), Zachary, and Samantha. In his free time, Fred enjoys sports and working out.

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The Creutzer Team

Serving business owners and families throughout Maryland and the surrounding United States
(410) 879-3888

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Who We Serve

Our goal is for you is to feel confident, not to worry about your money. We work with each client to create a personal plan that includes long-term savings concepts, tax management & preservation of wealth through our focus on practical, goals-driven financial strategies. At Creutzer Financial, preserving wealth & avoiding unnecessary risk with retirement assets have been our core beliefs and philosophy since we opened our doors. To date, our efforts have helped protect hundreds of families from over-taxation and loss of wealth.

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