At Creutzer Financial Services, we can help you with advanced planning strategies for those with complex needs, which can take into account your lifetime gift and estate tax exclusion amount ($15 million per person; $30 million per couple for the 2026 tax year) to design a plan to transfer highly-appreciated assets like a business or large real estate holdings in a tax advantaged manner. Your annual exclusion rate will also be considered in designing your advanced plan, and often a trust or trusts will be involved. Our ability to bring many disciplines under one roof can be very advantageous for complicated estate planning scenarios.
Some families may also benefit from tax strategies involving charitable giving, which can allow an unneeded RMD (required minimum distribution) to be used for charitable giving purposes to help mitigate income taxes during retirement. Appreciated stocks can also be donated to help avoid capital gains tax on the growth while allowing you deduct the stock’s full fair market value on your taxes.
