“At Creutzer Financial Services, we believe in family and long-term relationships. We will help anyone, including clients just starting to invest, to large financial clients who’ve amassed a large amount of investments,” Fred says. “Being independent, we want to truly help clients better their financial positions, not be limited to a short list of products from one financial institution. We bring a full planning aspect to clients, with relationships-based service that only a family-owned business can provide.”
In fact, as president of the firm, Fred believes that education, communication, and regular client interaction are key to understanding clients’ financial planning needs and helping people achieve their financial goals.
Fred holds his Series 6 (Investment Company and Variable Contracts Representative) and Series 63 (Uniform Securities Agent State Law) securities registrations and hold his insurance license in multiple states. He is designated as a Life Underwriter Training Council Fellow (LUTCF). A natural educator, he has had articles published in the Wall Street Journal, USA Today, and CNBC. He has been a featured advisor many times on local television’s WBAL-TV and Fox News, providing timely financial information for viewers in the greater Baltimore area.
Fred is also a regular community educator, holding popular workshop programs for the last 24 years at local public libraries. Topics include Social Security Optimization, Retirement Income Planning, and Estate Planning Fundamentals. Fred also works closely with federal employees in our region and has training in benefits planning and retirement needs for civil service and military employees of the United States federal government.
Creutzer Financial Services specializes in taking all the financial puzzle pieces: Social Security benefits, pensions, 401(k)s, TSPs, or other workplace accounts, IRAs, and investments and putting them all together to maximize every client’s financial long-term plan when it comes to the creation of retirement income that won’t run out. “Our mission is to help the average person create wealth and income for their lifetime and for their families,” Fred says. “My favorite thing about being an advisor is the relationships we develop. We form real friendships over the years. And my personal mission is that I always want to be that one person people can turn to and count on when they need to make a financial decision.”
