Our goal is for you to not worry about your money. We work with each client to create a personal plan that includes long-term savings concepts, tax management, and preservation of wealth through our focus on practical, goals-driven financial strategies. At Creutzer Financial, preserving wealth and avoiding unnecessary risk with retirement assets have been our core beliefs and philosophy since we opened our doors. To date, our efforts have helped protect hundreds of families from over-taxation and loss of wealth.
Our Clients
Who We Serve
Individuals & Families
At Creutzer Financial Services, we work with young families starting out, families working hard to pay for their kids’ college and care for aging parents, individuals living alone by choice or circumstance, and many other families in Maryland and throughout the United States.
Business Owners
At Creutzer Financial Services, we work with young families starting out, families working hard to pay for their kids’ college and care for aging parents, individuals living alone by choice or circumstance, and many other families in Maryland and throughout the United States.
Pre-Retirees & Retirees
Starting to plan for your retirement early, well in advance of age 65, can increase your chances of making the right choices when it comes to Social Security optimization, Medicare planning, tax minimization, and creating a lifetime stream of retirement income. Our goal is for you to live the retirement of your dreams.
Federal Employees
With our family firm’s roots in the Maryland area since 1989, Creutzer Financial Services has a special focus on helping federal employees understand and optimize their benefits, including FERS, TSP, pension options, retirement dates, and more. Federal employees enjoy employer sponsored retirement benefits that are unique in many ways from those found at other public or private sector employers. While many pre-retirees (regardless of employer) share similar retirement planning objectives, namely careful planning to identify and provide for retirement income needs, identification of stress points in your retirement plan (like early death or long-term medical care needs) and effective and efficient management of retirement resources, financial professionals serving federal employees should be familiar with their unique retirement benefits and the resulting planning considerations.
Working with a financial professional who does not have knowledge of your unique needs and benefits programs may lead to unintended consequences and outcomes that might not be in your best interest. Selecting a financial advisor who understands the unique needs of, and focuses on serving, employees of the United States federal government can be a judicious selection as you work to find a professional to assist in developing and managing your retirement plan.
Creutzer Financial Services has been serving the financial needs of employees of the United States federal government for several decades. Through our association with the Federal Benefits Retirement Network, we enjoy access to a team of retired federal human resource specialists who assist us with planning aspects related to your unique needs as a federal employee or annuitant.
Fred Creutzer IV, of Creutzer Financial Services, provides annual benefits training required of federal agencies under public law mandates and OPM guidelines. As a provider of financial literacy and benefits education programs for agencies and their employees Creutzer Financial Services provides subject matter expertise on federal retirement benefits. With this knowledge and access to our network of retired federal human resource professionals Creutzer Financial Services is well qualified to assist federal employees in pre- or post-retirement planning.
For information on upcoming training events conducted by Creutzer Financial Services please visit our Events page. If your agency would like to explore conducting a pre-retirement financial literacy educational program or pre-retirement preparedness educational event, please contact us today!
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The Creutzer Team
Serving business owners and families throughout Maryland and the surrounding United States
(410) 879-3888
Individuals & Families
Business Owners
Pre-Retirees & Retirees
Federal Employees
Who We Serve
Our goal is for you is to feel confident, not to worry about your money. We work with each client to create a personal plan that includes long-term savings concepts, tax management & preservation of wealth through our focus on practical, goals-driven financial strategies. At Creutzer Financial, preserving wealth & avoiding unnecessary risk with retirement assets have been our core beliefs and philosophy since we opened our doors. To date, our efforts have helped protect hundreds of families from over-taxation and loss of wealth.